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Housing in Esto

A typical Esto home is worth roughly $88,000

Home prices around Esto have risen about 90% over the past 5 years.

Typical home value
$88K
▲ 16.2% in a year · FL $376K
Estimate
2-bedroom rent
$1,090
a month, utilities in · HUD
Median tax bill
$670
FL $2,730

What kind of housing town is Esto?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Esto

Try your own numbers below.

You could afford about
$298,000
Typical Esto home $88K

That covers a typical Esto home, with $210K to spare.

The typical home, each month
$510
Loan $430Tax $60Insurance $30

A two-bedroom rents for about $1,090 a month here, $580 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Florida typical property tax (0.76% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 90% in 5 years

The federal house price index for the ZIP code around Esto rose 90% over the past 5 years, faster than across Florida (60%). Last year prices rose 16%.

Esto areaFlorida
0%+50%+100%+150%+200%+250%200120052010201520202025
+16%
past year
+90%
past 5 years
+122%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Esto, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,090

Renters already here pay a median of $950, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$950
1 bedroom$990
2 bedrooms$1,090
3 bedrooms$1,430
4 bedrooms$1,460
22%
of households rent · FL 32%
26
renter households
$950
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Washington County, FL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

78% of Esto households own their home

Half of Esto’s homes were built before 1976.

Owners and renters
Own 78%Rent 22%

Florida: 68% own.

1976
typical home built · FL 1988
$670
median property tax bill · FL $2,730
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

On the market in Esto

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Esto buyers, sellers and renters are saying.

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Is Esto still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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