Natural hazards · Eglin AFB

Eglin AFB, FL natural hazards

Most of the natural-hazard damage FEMA expects in Eglin AFB comes from hurricanes, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eglin AFB?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eglin AFB to be higher than in 84% of U.S. communities, mostly from hurricanes.

Hurricanes66%Tornadoes10%Inland flooding9%Lightning6%Everything else9%

By hazard

What Eglin AFB faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Above average · higher than 65% of U.S. places

Inland flooding

9% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eglin AFB flood?

FEMA's records show no paid flood insurance claims in Eglin AFB.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eglin AFB isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Okaloosa County.

Disasters that hit Eglin AFB

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eglin AFB itself: aid to households, or repair grants to Eglin AFB.

Brought FEMA money into Eglin AFBDeclared for Okaloosa County only

2020

Hurricane Sally

5 households applied for aid

2005

Hurricane Dennis

25 households applied for aid $14K aid approved

2004

Hurricane Ivan

62 households applied for aid $58K aid approved

Okaloosa County has had 33 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eglin AFB covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eglin AFB’s own flood-insurance community; household aid to the registrant’s city; repair grants to Eglin AFB. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eglin AFB total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.