Natural hazards · Ebro

Ebro, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ebro comes from hurricanes, and overall the risk is very high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ebro?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ebro to be higher than in 93% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes61%Inland flooding18%Tornadoes11%Everything else10%

By hazard

What Ebro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

61% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

18% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 8 years in the area

Lower here

Coastal floodingHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ebro flood?

FEMA's records show no paid flood insurance claims in Ebro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ebro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Ebro

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ebro itself: aid to households, or repair grants to the Town of Ebro.

Brought FEMA money into EbroDeclared for Washington County only

2018

Hurricane Michael

57 households applied for aid $81K aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

1 household applied for aid

2005

Hurricane Dennis

1 household applied for aid $751 aid approved

2004

Hurricane Ivan

14 households applied for aid $19K aid approved $9K to the Town of Ebro for repairs

Washington County has had 32 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ebro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ebro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ebro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.