Natural hazards · Eastpoint

Eastpoint, FL natural hazards

Most of the natural-hazard damage FEMA expects in Eastpoint comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eastpoint?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eastpoint to be higher than in 86% of U.S. communities, mostly from hurricanes.

Hurricanes59%Inland flooding11%Cold waves7%Coastal flooding7%Tornadoes5%Everything else11%

By hazard

What Eastpoint faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

59% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

11% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 4 years in the area

Cold waves

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Coastal flooding

7% of expected damage

Well above average · among the top 1% of U.S. places

Tornadoes

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 7 years in the area

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eastpoint flood?

FEMA's records show no paid flood insurance claims in Eastpoint.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eastpoint isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

What’s been done with FEMA grants

3buildings retrofitted against wind

Disasters that hit Eastpoint

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eastpoint itself: aid to households, or repair grants to Eastpoint.

Brought FEMA money into EastpointDeclared for Franklin County only

2024

Hurricane Helene

81 households applied for aid $30K aid approved

2018

Hurricane Michael

508 households applied for aid $542K aid approved

2012

Tropical Storm Debby

184 households applied for aid $87K aid approved

2005

Hurricane Dennis

258 households applied for aid $153K aid approved

2004

Hurricane Ivan

21 households applied for aid $39K aid approved

Franklin County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eastpoint is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eastpoint’s own flood-insurance community; household aid to the registrant’s city; repair grants to Eastpoint. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.