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Natural hazards · Dundee

Dundee, FL natural hazards

Most of the natural-hazard damage FEMA expects in Dundee comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2004. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Dundee?

59
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dundee to be higher than in 59% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding24%Strong wind13%Tornadoes5%Everything else8%
By hazard

What Dundee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

24% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about once a year in the area

Strong wind

13% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Tornadoes

5% of expected damage
Above average · higher than 57% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Dundee flood?

Every paid claim on a federal flood insurance policy in Dundee, from FEMA’s records.

2paid claims since 2004
$20Kpaid to owners
0homes flooded more than once
20042026

Biggest named events

  • Hurricane Ian: 1 claim, $17K
  • Hurricane Jeanne: 1 claim, $3K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Dundee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.

What’s been done with FEMA grants

2buildings retrofitted against wind
1storm safe rooms built
Disasters that hit Dundee

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dundee itself: aid to households, or repair grants to the Town of Dundee.

Brought FEMA money into DundeeDeclared for Polk County only
2024

Hurricane Milton

844 households applied for aid $359K aid approved $280K to the Town of Dundee for repairs
2022

Hurricane Ian

562 households applied for aid $294K aid approved $381K to the Town of Dundee for repairs
2017

Hurricane Irma

909 households applied for aid $346K aid approved $216K to the Town of Dundee for repairs
2012

Tropical Storm Debby

2 households applied for aid
2004

Hurricane Jeanne

347 households applied for aid $514K aid approved
2004

Hurricane Ivan

2 households applied for aid
2004

Hurricane Frances

137 households applied for aid $220K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

583 households applied for aid $531K aid approved
Polk County has had 34 natural disasters declared since 1953, most often hurricanes and fires.
Around Dundee

Dundee and the towns around it

Waverly: High, mostly hurricanesLake Wales: High, mostly hurricanesLake Hamilton: High, mostly hurricanesWinter Haven: High, mostly hurricanesHighland Park: High, mostly hurricanesHaines City: High, mostly hurricanesCypress Gardens: High, mostly hurricanesInwood: High, mostly hurricanesLake Alfred: High, mostly hurricanesAlturas: High, mostly hurricanesAuburndale: High, mostly hurricanesJan Phyl Village: High, mostly hurricanesEagle Lake: Moderate, mostly hurricanesWahneta: High, mostly hurricanesDundee: Moderate, mostly hurricanes DundeeWaverlyLake WalesLake HamiltonWinter Haven
Very lowLowModerateHighVery high
Lake Hamiltonmostly hurricanesHigh
Waverlymostly hurricanesHigh
Lake Walesmostly hurricanesHigh
Winter Havenmostly hurricanesHigh
Dundeemostly hurricanesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dundee covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Dundee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dundee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dundee total about $932K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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