Natural hazards · Day

Day, FL natural hazards

Most of the natural-hazard damage FEMA expects in Day comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Day?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Day to be higher than in 89% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes57%Inland flooding26%Cold waves5%Everything else11%

By hazard

What Day faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

57% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

26% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 2 years in the area

Cold waves

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Day flood?

FEMA's records show no paid flood insurance claims in Day.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Day isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lafayette County.

Disasters that hit Day

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Day itself: aid to households, or repair grants to Day.

Brought FEMA money into DayDeclared for Lafayette County only

2024

Hurricane Helene

1 household applied for aid $9K aid approved

2023

Hurricane Idalia

2 households applied for aid $300 aid approved

2012

Tropical Storm Debby

1 household applied for aid

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

1 household applied for aid

2004

Hurricane Jeanne

1 household applied for aid

Lafayette County has had 29 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Day is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Day’s own flood-insurance community; household aid to the registrant’s city; repair grants to Day. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Day, FL natural hazards

How exposed is Day?

What Day faces

Hurricanes

Inland flooding

Cold waves

Lower here

Not a risk here

Does Day flood?

5 federal disasters brought FEMA money here

Hurricane Helene

Hurricane Idalia

Tropical Storm Debby

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

Hurricane Jeanne

How to read this page

Where to, neighbor?

Matches

Nearby