Natural hazards · Davenport

Davenport, FL natural hazards

Most of the natural-hazard damage FEMA expects in Davenport comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1998. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Davenport?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davenport to be higher than in 76% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes37%Strong wind10%Wildfire6%Everything else11%
By hazard

What Davenport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once a year in the area

Hurricanes

37% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Strong wind

10% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Wildfire

6% of expected damage
Well above average · higher than 94% of U.S. places

Lower here

TornadoesHailCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Davenport flood?

Every paid claim on a federal flood insurance policy in Davenport, from FEMA’s records.

3paid claims since 1998
$3Kpaid to owners
1homes flooded more than once
19982026

Biggest named events

  • Low pressure system: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Davenport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.

What’s been done with FEMA grants

2buildings retrofitted against wind
1storm safe rooms built
Disasters that hit Davenport

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Davenport itself: aid to households, or repair grants to the City of Davenport.

Brought FEMA money into DavenportDeclared for Polk County only
2024

Hurricane Milton

5,969 households applied for aid $1.8M aid approved $191K to the City of Davenport for repairs
2023

Hurricane Idalia

1 household applied for aid
2022

Hurricane Ian

6,829 households applied for aid $3.1M aid approved $187K to the City of Davenport for repairs
2017

Hurricane Irma

7,414 households applied for aid $2.3M aid approved $67K to the City of Davenport for repairs
2012

Tropical Storm Debby

11 households applied for aid $8K aid approved
2008

Tropical Storm Fay

7 households applied for aid $3K aid approved
2004

Hurricane Jeanne

1,143 households applied for aid $1.1M aid approved $12K to the City of Davenport for repairs
2004

Hurricane Ivan

24 households applied for aid
2004

Hurricane Frances

631 households applied for aid $689K aid approved $8K to the City of Davenport for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

1,371 households applied for aid $1.1M aid approved $48K to the City of Davenport for repairs
Polk County has had 34 natural disasters declared since 1953, most often hurricanes and fires.
Around Davenport

Davenport and the towns around it

Haines City: High, mostly hurricanesLake Hamilton: High, mostly hurricanesGrenelefe: High, mostly inland floodingLake Alfred: High, mostly hurricanesDavenport: High, mostly inland flooding DavenportHaines City
Very lowLowModerateHighVery high
Davenportmostly inland floodingHigh
Haines Citymostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davenport covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Davenport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Davenport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Davenport total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Davenport, FLView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Davenport is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01