Cross, FL natural hazards
Most of the natural-hazard damage FEMA expects in Cross comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 1980. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Cross?
FEMA expects yearly storm and flood damage to homes and buildings in Cross to be higher than in 85% of U.S. communities, mostly from hurricanes and inland flooding.
What Cross faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Cross flood?
Every paid claim on a federal flood insurance policy in Cross, from FEMA’s records.
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Cross itself: aid to households, or repair grants to the Town of Cross.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Irma
Hurricane Hermine
Severe Storms, Flooding, Tornadoes, and Straight-Line Winds
Hurricane Dennis
Hurricane Jeanne
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
FEMA’s expected losses across Cross total about $2.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.