Natural hazards · Crescent Beach

Crescent Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Crescent Beach comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crescent Beach?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crescent Beach to be higher than in 62% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding39%Coastal flooding22%Hurricanes22%Tornadoes7%Wildfire5%Everything else4%

By hazard

What Crescent Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Coastal flooding

22% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

22% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 47 years in the area

Wildfire

5% of expected damage

Well above average · higher than 94% of U.S. places

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crescent Beach flood?

FEMA's records show no paid flood insurance claims in Crescent Beach.

of all homes
are insured

No community discount. Crescent Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Johns County.

Disasters that hit Crescent Beach

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crescent Beach itself: aid to households, or repair grants to Crescent Beach.

Brought FEMA money into Crescent BeachDeclared for St. Johns County only

2022

Hurricane Ian

1 household applied for aid

2016

Hurricane Matthew

3 households applied for aid

St. Johns County has had 25 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crescent Beach is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Crescent Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to Crescent Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.