Natural hazards · Coleman

Coleman, FL natural hazards

Most of the natural-hazard damage FEMA expects in Coleman comes from hurricanes, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coleman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coleman to be higher than in 61% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes42%Inland flooding30%Tornadoes15%Everything else14%

By hazard

What Coleman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

30% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

15% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 56 years in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coleman flood?

FEMA's records show no paid flood insurance claims in Coleman.

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Coleman is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Sumter County.

Disasters that hit Coleman

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coleman itself: aid to households, or repair grants to the City of Coleman.

Brought FEMA money into ColemanDeclared for Sumter County only

2024

Hurricane Milton

75 households applied for aid $153K aid approved $18K to the City of Coleman for repairs

2017

Hurricane Irma

181 households applied for aid $74K aid approved $146K to the City of Coleman for repairs

2004

Hurricane Jeanne

55 households applied for aid $70K aid approved $25K to the City of Coleman for repairs

2004

Hurricane Frances

64 households applied for aid $93K aid approved $17K to the City of Coleman for repairs

Sumter County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Coleman

Coleman and the towns around it

Very lowLowModerateHighVery high

Colemanmostly hurricanesHigh

Wildwoodmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coleman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coleman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coleman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.