Natural hazards · Clarcona

Clarcona, FL natural hazards

Most of the natural-hazard damage FEMA expects in Clarcona comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clarcona?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarcona to be higher than in 62% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes17%Cold waves12%Tornadoes11%Strong wind9%Wildfire7%Everything else4%

By hazard

What Clarcona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 4 years in the area

Cold waves

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HailHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clarcona flood?

FEMA's records show no paid flood insurance claims in Clarcona.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clarcona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Clarcona

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarcona itself: aid to households, or repair grants to Clarcona.

Brought FEMA money into ClarconaDeclared for Orange County only

2022

Hurricane Ian

1 household applied for aid

2004

Hurricane Jeanne

2 households applied for aid $909 aid approved

Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.

Around Clarcona

Clarcona and the towns around it

Very lowLowModerateHighVery high

Pine Hillsmostly inland floodingHigh

Clarconamostly inland floodingHigh

Ocoeemostly inland floodingModerate

Apopkamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarcona is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clarcona’s own flood-insurance community; household aid to the registrant’s city; repair grants to Clarcona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.