Natural hazards · Citrus Park

Citrus Park, FL natural hazards

Most of the natural-hazard damage FEMA expects in Citrus Park comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 51 claims here since 1988. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Citrus Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Citrus Park to be higher than in 64% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding33%Tornadoes14%Cold waves12%Everything else6%

By hazard

What Citrus Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

33% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 63% of U.S. places

Cold waves

12% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Citrus Park flood?

Every paid claim on a federal flood insurance policy in Citrus Park, from FEMA’s records.

51paid claims since 1988

$2.4Mpaid to owners

0homes flooded more than once

19882026

Biggest named events

Hurricane Milton: 14 claims, $1.6M
Tropical Storm Debby: 2 claims, $9K
Hurricane Frances: 2 claims, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Citrus Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsborough County.

Disasters that hit Citrus Park

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Citrus Park itself: aid to households, or repair grants to Citrus Park.

Brought FEMA money into Citrus ParkDeclared for Hillsborough County only

2024

Hurricane Milton

1 household applied for aid

2017

Hurricane Irma

4 households applied for aid

Hillsborough County has had 41 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Citrus Park

Citrus Park and the towns around it

Very lowLowModerateHighVery high

Keystonemostly inland floodingHigh

Citrus Parkmostly hurricanesHigh

Carrollwoodmostly hurricanesHigh

Northdalemostly hurricanesHigh

Town 'n' Countrymostly hurricanesHigh

Westchasemostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Citrus Park covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Citrus Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Citrus Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Citrus Park total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.