Natural hazards · Chokoloskee

Chokoloskee, FL natural hazards

Most of the natural-hazard damage FEMA expects in Chokoloskee comes from coastal flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chokoloskee?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chokoloskee to be higher than in 100% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding62%Hurricanes26%Inland flooding7%Wildfire5%Everything else1%

By hazard

What Chokoloskee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

62% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

26% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Wildfire

5% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chokoloskee flood?

FEMA's records show no paid flood insurance claims in Chokoloskee.

of all homes
are insured

No community discount. Chokoloskee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Collier County.

Disasters that hit Chokoloskee

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chokoloskee itself: aid to households, or repair grants to Chokoloskee.

Brought FEMA money into ChokoloskeeDeclared for Collier County only

2024

Hurricane Milton

3 households applied for aid

2024

Hurricane Helene

1 household applied for aid

2022

Hurricane Ian

73 households applied for aid $155K aid approved

2017

Hurricane Irma

181 households applied for aid $769K aid approved

2008

Tropical Storm Fay

1 household applied for aid $1K aid approved

2005

Hurricane Wilma

173 households applied for aid $400K aid approved

2004

Tropical Storm Bonnie and Hurricane Charley

3 households applied for aid $11K aid approved

Collier County has had 46 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chokoloskee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chokoloskee’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chokoloskee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.