Natural hazards · Century

Century, FL natural hazards

Most of the natural-hazard damage FEMA expects in Century comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2001. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Century?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Century to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding18%Everything else15%

By hazard

What Century faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

18% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Century flood?

Every paid claim on a federal flood insurance policy in Century, from FEMA’s records.

1paid claims since 2001

$6Kpaid to owners

0homes flooded more than once

20012026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Century isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Escambia County.

What’s been done with FEMA grants

21buildings retrofitted against wind

Disasters that hit Century

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Century itself: aid to households, or repair grants to the Town of Century.

Brought FEMA money into CenturyDeclared for Escambia County only

2020

Hurricane Sally

234 households applied for aid $285K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

10 households applied for aid $15K aid approved $18K to the Town of Century for repairs

2005

Hurricane Dennis

654 households applied for aid $547K aid approved $17K to the Town of Century for repairs

2004

Hurricane Ivan

1,556 households applied for aid $3.0M aid approved $185K to the Town of Century for repairs

Escambia County has had 33 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Century covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Century’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Century. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Century total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.