Natural hazards · Center Hill

Center Hill, FL natural hazards

Most of the natural-hazard damage FEMA expects in Center Hill comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1995. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Center Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center Hill to be higher than in 63% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding23%Tornadoes15%Wildfire7%Everything else13%

By hazard

What Center Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

15% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 18 years in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Center Hill flood?

Every paid claim on a federal flood insurance policy in Center Hill, from FEMA’s records.

4paid claims since 1995

$17Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Center Hill is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Sumter County.

What’s been done with FEMA grants

2buildings retrofitted against wind

Disasters that hit Center Hill

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Center Hill itself: aid to households, or repair grants to the City of Center Hill.

Brought FEMA money into Center HillDeclared for Sumter County only

2024

Hurricane Milton

219 households applied for aid $207K aid approved $4K to the City of Center Hill for repairs

2017

Hurricane Irma

276 households applied for aid $95K aid approved $60K to the City of Center Hill for repairs

2007

Severe Storms and Tornadoes

1 household applied for aid $28K aid approved

2004

Hurricane Jeanne

114 households applied for aid $93K aid approved $28K to the City of Center Hill for repairs

2004

Hurricane Frances

84 households applied for aid $96K aid approved $9K to the City of Center Hill for repairs

Sumter County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Center Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Center Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.