Natural hazards · Canal Point

Canal Point, FL natural hazards

Most of the natural-hazard damage FEMA expects in Canal Point comes from hurricanes, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Canal Point?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Canal Point to be higher than in 46% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes48%Inland flooding31%Cold waves13%Everything else8%

By hazard

What Canal Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

48% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

31% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about 2 times a year in the area

Cold waves

13% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Canal Point flood?

FEMA's records show no paid flood insurance claims in Canal Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Canal Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.

Disasters that hit Canal Point

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Canal Point itself: aid to households, or repair grants to Canal Point.

Brought FEMA money into Canal PointDeclared for Palm Beach County only

2024

Hurricane Milton

23 households applied for aid $37K aid approved

2022

Hurricane Ian

31 households applied for aid $7K aid approved

2017

Hurricane Irma

128 households applied for aid $57K aid approved

2005

Hurricane Wilma

152 households applied for aid $308K aid approved

2004

Hurricane Jeanne

165 households applied for aid $461K aid approved

2004

Hurricane Ivan

3 households applied for aid $738 aid approved

2004

Hurricane Frances

160 households applied for aid $386K aid approved

Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Canal Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Canal Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to Canal Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Canal Point, FL natural hazards

How exposed is Canal Point?

What Canal Point faces

Hurricanes

Inland flooding

Cold waves

Lower here

Not a risk here

Does Canal Point flood?

7 federal disasters brought FEMA money here

Hurricane Milton

Hurricane Ian

Hurricane Irma

Hurricane Wilma

Hurricane Jeanne

Hurricane Ivan

Hurricane Frances

How to read this page

Where to, neighbor?

Matches

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