Natural hazards · Campbellton

Campbellton, FL natural hazards

Most of the natural-hazard damage FEMA expects in Campbellton comes from hurricanes, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbellton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbellton to be higher than in 77% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes50%Inland flooding21%Drought10%Cold waves8%Everything else12%

By hazard

What Campbellton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

50% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

21% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Drought

10% of expected damage

Recorded about 28 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbellton flood?

FEMA's records show no paid flood insurance claims in Campbellton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Campbellton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Campbellton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Campbellton itself: aid to households, or repair grants to the Town of Campbellton.

Brought FEMA money into CampbelltonDeclared for Jackson County only

2018

Hurricane Michael

195 households applied for aid $386K aid approved $12K to the Town of Campbellton for repairs

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

40 households applied for aid $43K aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

6 households applied for aid $6K aid approved $2K to the Town of Campbellton for repairs

2004

Hurricane Ivan

35 households applied for aid $71K aid approved

Jackson County has had 26 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbellton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Campbellton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Campbellton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.