Natural hazards · Buckingham

Buckingham, FL natural hazards

Most of the natural-hazard damage FEMA expects in Buckingham comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 140 claims here since 1982. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Buckingham?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Buckingham to be higher than in 88% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes66%Inland flooding25%Everything else9%

By hazard

What Buckingham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

66% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

25% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Buckingham flood?

Every paid claim on a federal flood insurance policy in Buckingham, from FEMA’s records.

140paid claims since 1982

$8.5Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Irma: 57 claims, $3.5M
Hurricane Ian: 57 claims, $4.1M
Hurricane Milton: 5 claims, $520K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Buckingham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lee County.

Disasters that hit Buckingham

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Buckingham itself: aid to households, or repair grants to Buckingham.

Brought FEMA money into BuckinghamDeclared for Lee County only

2024

Hurricane Milton

1 household applied for aid $1K aid approved

2022

Hurricane Ian

6 households applied for aid $18K aid approved

2017

Hurricane Irma

13 households applied for aid $6K aid approved

Lee County has had 38 natural disasters declared since 1953, most often hurricanes and fires.

Around Buckingham

Buckingham and the towns around it

Very lowLowModerateHighVery high

Verandahmostly hurricanesVery high

Buckinghammostly hurricanesVery high

Lehigh Acresmostly hurricanesVery high

Fort Myersmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Buckingham covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Buckingham’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Buckingham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Buckingham total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.