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Natural hazards · Brooker

Brooker, FL natural hazards

Most of the natural-hazard damage FEMA expects in Brooker comes from hurricanes, and overall the risk is very high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brooker?

82
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brooker to be higher than in 82% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes44%Inland flooding34%Tornadoes7%Lightning5%Everything else10%
By hazard

What Brooker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

44% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 5 years in the area

Inland flooding

34% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

7% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once every 19 years in the area

Lightning

5% of expected damage
Well above average · higher than 87% of U.S. places

Lower here

HailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brooker flood?

FEMA's records show no paid flood insurance claims in Brooker.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Brooker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bradford County.
Disasters that hit Brooker

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brooker itself: aid to households, or repair grants to the Town of Brooker.

Brought FEMA money into BrookerDeclared for Bradford County only
2024

Hurricane Milton

1 household applied for aid
2024

Hurricane Helene

59 households applied for aid $181K aid approved
2024

Hurricane Debby

12 households applied for aid $34K aid approved
2017

Hurricane Irma

202 households applied for aid $161K aid approved
2012

Tropical Storm Debby

6 households applied for aid $549 aid approved
2008

Tropical Storm Fay

1 household applied for aid
2004

Hurricane Jeanne

47 households applied for aid $87K aid approved
2004

Hurricane Frances

66 households applied for aid $117K aid approved $8K to the Town of Brooker for repairs
Bradford County has had 27 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brooker is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Brooker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brooker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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