Natural hazards · Bradley Junction

Bradley Junction, FL natural hazards

Most of the natural-hazard damage FEMA expects in Bradley Junction comes from hurricanes, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bradley Junction?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bradley Junction to be higher than in 67% of U.S. communities, mostly from hurricanes and wildfires.

Hurricanes42%Wildfire24%Inland flooding17%Strong wind9%Everything else8%

By hazard

What Bradley Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Wildfire

24% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bradley Junction flood?

FEMA's records show no paid flood insurance claims in Bradley Junction.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bradley Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

Disasters that hit Bradley Junction

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bradley Junction itself: aid to households, or repair grants to Bradley Junction.

Brought FEMA money into Bradley JunctionDeclared for Polk County only

2024

Hurricane Milton

2 households applied for aid

2022

Hurricane Ian

3 households applied for aid $1K aid approved

2017

Hurricane Irma

4 households applied for aid $1K aid approved

2004

Hurricane Jeanne

1 household applied for aid $3K aid approved

Polk County has had 34 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bradley Junction is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bradley Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bradley Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.