Natural hazards · Bradenton Beach

Bradenton Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Bradenton Beach comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 671 claims here since 1979. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bradenton Beach?

98
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bradenton Beach to be higher than in 98% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding59%Hurricanes33%Everything else8%
By hazard

What Bradenton Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

59% of expected damage
Well above average · among the top 1% of U.S. places

Hurricanes

33% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 5 years in the area

Lower here

Inland floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bradenton Beach flood?

Every paid claim on a federal flood insurance policy in Bradenton Beach, from FEMA’s records.

671paid claims since 1979
$64.7Mpaid to owners
40homes flooded more than once
19792026

Biggest named events

  • Hurricane Helene: 400 claims, $61.1M
  • Hurricane Elena: 75 claims, $962K
  • The 'No-Name Storm': 55 claims, $198K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (10) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Bradenton Beach is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Manatee County.

What’s been done with FEMA grants

1storm safe rooms built
1buildings retrofitted against wind
1homes raised above flood level
Disasters that hit Bradenton Beach

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bradenton Beach itself: aid to households, or repair grants to the City of Bradenton Beach.

Brought FEMA money into Bradenton BeachDeclared for Manatee County only
2024

Hurricane Milton

339 households applied for aid $880K aid approved $15K to the City of Bradenton Beach for repairs
2024

Hurricane Helene

599 households applied for aid $5.0M aid approved $2.2M to the City of Bradenton Beach for repairs
2024

Hurricane Debby

20 households applied for aid $13K aid approved
2023

Hurricane Idalia

25 households applied for aid $191K aid approved
2022

Hurricane Ian

81 households applied for aid $64K aid approved $58K to the City of Bradenton Beach for repairs
2017

Hurricane Irma

118 households applied for aid $38K aid approved $38K to the City of Bradenton Beach for repairs
2016

Hurricane Hermine

1 household applied for aid
2012

Tropical Storm Debby

18 households applied for aid $94K aid approved $77K to the City of Bradenton Beach for repairs
2004

Hurricane Jeanne

4 households applied for aid $557 aid approved $3K to the City of Bradenton Beach for repairs
2004

Hurricane Frances

6 households applied for aid $15K aid approved $33K to the City of Bradenton Beach for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

2 households applied for aid $9K to the City of Bradenton Beach for repairs
2001

Severe Storms, Tornadoes and Flooding Associated With Tropical Storm Gabrielle

$7K to the City of Bradenton Beach for repairs
Manatee County has had 43 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Bradenton Beach

Bradenton Beach and the towns around it

Holmes Beach: Very high, mostly coastal floodingCortez: Very high, mostly hurricanesLongboat Key: Very high, mostly hurricanesAnna Maria: Very high, mostly coastal floodingBradenton Beach: Very high, mostly coastal flooding Bradenton BeachHolmes BeachCortezLongboat Key
Very lowLowModerateHighVery high
Holmes Beachmostly coastal floodingVery high
Bradenton Beachmostly coastal floodingVery high
Cortezmostly hurricanesVery high
Longboat Keymostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bradenton Beach covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Bradenton Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bradenton Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bradenton Beach total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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