Natural hazards · Boynton Beach

Boynton Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Boynton Beach comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 257 claims here since 1979. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Boynton Beach?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Boynton Beach to be higher than in 64% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes62%Inland flooding28%Everything else11%
By hazard

What Boynton Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

62% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

28% of expected damage
Well below average · higher than 19% of U.S. places
Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Boynton Beach flood?

Every paid claim on a federal flood insurance policy in Boynton Beach, from FEMA’s records.

257paid claims since 1979
$1.8Mpaid to owners
14homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 60 claims, $190K
  • Hurricane Frances: 26 claims, $108K
  • Tropical Storm Mitch: 8 claims, $100K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 30% off flood insurance. Boynton Beach is in FEMA’s Community Rating System (class 4) for its flood-proofing work.
Insurance rates: Palm Beach County.

What’s been done with FEMA grants

2buildings retrofitted against wind
Disasters that hit Boynton Beach

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Boynton Beach itself: aid to households, or repair grants to the City of Boynton Beach.

Brought FEMA money into Boynton BeachDeclared for Palm Beach County only
2024

Hurricane Milton

800 households applied for aid $201K aid approved
2022

Hurricane Nicole

$231K to the City of Boynton Beach for repairs
2022

Hurricane Ian

2,684 households applied for aid $371K aid approved
2020

Hurricane Isaias

$18K to the City of Boynton Beach for repairs
2019

Hurricane Dorian

$52K to the City of Boynton Beach for repairs
2017

Hurricane Irma

17,387 households applied for aid $5.9M aid approved $1.4M to the City of Boynton Beach for repairs
2016

Hurricane Matthew

$253K to the City of Boynton Beach for repairs
2012

Hurricane Isaac

$122K to the City of Boynton Beach for repairs
2008

Tropical Storm Fay

1 household applied for aid $56K to the City of Boynton Beach for repairs
2005

Hurricane Wilma

12,073 households applied for aid $6.1M aid approved $5.2M to the City of Boynton Beach for repairs
2004

Hurricane Jeanne

3,790 households applied for aid $3.3M aid approved $532K to the City of Boynton Beach for repairs
2004

Hurricane Ivan

103 households applied for aid $853 aid approved
2004

Hurricane Frances

6,583 households applied for aid $5.0M aid approved $1.3M to the City of Boynton Beach for repairs
1999

Fl-Hurricane Irene-Dr-Req

$79K to the City of Boynton Beach for repairs
1999

Hurricane Floyd Major Disaster Declarations

$104K to the City of Boynton Beach for repairs
Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.
Around Boynton Beach

Boynton Beach and the towns around it

Hypoluxo: High, mostly hurricanesOcean Ridge: High, mostly hurricanesGulf Stream: High, mostly hurricanesSan Castle: High, mostly hurricanesDelray Beach: High, mostly hurricanesManalapan: High, mostly hurricanesGolf: High, mostly hurricanesLantana: High, mostly hurricanesBriny Breezes: High, mostly hurricanesBoca Raton: High, mostly hurricanesHighland Beach: Very high, mostly hurricanesBoynton Beach: High, mostly hurricanes Boynton BeachHypoluxoOcean RidgeGulf StreamSan CastleDelray BeachManalapanGolf
Very lowLowModerateHighVery high
Hypoluxomostly hurricanesHigh
Ocean Ridgemostly hurricanesHigh
Gulf Streammostly hurricanesHigh
Manalapanmostly hurricanesHigh
Delray Beachmostly hurricanesHigh
Golfmostly hurricanesHigh
Boynton Beachmostly hurricanesHigh
San Castlemostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Boynton Beach covers 20 census tracts, combined by population.
Money that reached townFlood claims are matched to Boynton Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Boynton Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Boynton Beach total about $19.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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