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Natural hazards · Bowling Green

Bowling Green, FL natural hazards

Most of the natural-hazard damage FEMA expects in Bowling Green comes from strong winds, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bowling Green?

96
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowling Green to be higher than in 96% of U.S. communities, mostly from strong winds and hurricanes.

Strong wind39%Hurricanes34%Inland flooding18%Everything else9%
By hazard

What Bowling Green faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

39% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Hurricanes

34% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

18% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bowling Green flood?

FEMA's records show no paid flood insurance claims in Bowling Green.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bowling Green isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hardee County.

What’s been done with FEMA grants

1buildings retrofitted against wind
1storm safe rooms built
Disasters that hit Bowling Green

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bowling Green itself: aid to households, or repair grants to the City of Bowling Green.

Brought FEMA money into Bowling GreenDeclared for Hardee County only
2024

Hurricane Milton

529 households applied for aid $322K aid approved $39K to the City of Bowling Green for repairs
2022

Hurricane Ian

886 households applied for aid $1.6M aid approved $156K to the City of Bowling Green for repairs
2017

Hurricane Irma

817 households applied for aid $467K aid approved $67K to the City of Bowling Green for repairs
2004

Hurricane Jeanne

285 households applied for aid $637K aid approved $9K to the City of Bowling Green for repairs
2004

Hurricane Frances

163 households applied for aid $505K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

1,051 households applied for aid $1.7M aid approved $146K to the City of Bowling Green for repairs
Hardee County has had 29 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowling Green is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bowling Green’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bowling Green. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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