Natural hazards · Beverly Beach

Beverly Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Beverly Beach comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 143 claims here since 1994. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beverly Beach?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beverly Beach to be higher than in 70% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes51%Inland flooding35%Tornadoes7%Everything else8%

By hazard

What Beverly Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

51% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

35% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 53% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beverly Beach flood?

Every paid claim on a federal flood insurance policy in Beverly Beach, from FEMA’s records.

143paid claims since 1994

$3.0Mpaid to owners

34homes flooded more than once

19942026

Biggest named events

Hurricane Irma: 44 claims, $1.6M
Hurricane Nicole: 27 claims, $740K
Hurricane Matthew: 21 claims, $342K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of all homes
are insured

No community discount. Beverly Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Flagler County.

Disasters that hit Beverly Beach

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beverly Beach itself: aid to households, or repair grants to the Town of Beverly Beach.

Brought FEMA money into Beverly BeachDeclared for Flagler County only

2024

Hurricane Milton

2 households applied for aid $10K aid approved $14K to the Town of Beverly Beach for repairs

2022

Hurricane Nicole

3 households applied for aid

2022

Hurricane Ian

6 households applied for aid $20K aid approved

2017

Hurricane Irma

30 households applied for aid $99K aid approved

2016

Hurricane Matthew

24 households applied for aid $56K aid approved $11K to the Town of Beverly Beach for repairs

2001

Severe Storms, Tornadoes and Flooding Associated With Tropical Storm Gabrielle

$3K to the Town of Beverly Beach for repairs

1999

Hurricane Floyd Major Disaster Declarations

$3K to the Town of Beverly Beach for repairs

Flagler County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beverly Beach is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beverly Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beverly Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.