Baldwin, FL natural hazards
Most of the natural-hazard damage FEMA expects in Baldwin comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2017. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Baldwin?
FEMA expects yearly storm and flood damage to homes and buildings in Baldwin to be higher than in 43% of U.S. communities, mostly from inland flooding and hurricanes.
What Baldwin faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Cold waves
Lower here
Not a risk here
Does Baldwin flood?
Every paid claim on a federal flood insurance policy in Baldwin, from FEMA’s records.
Biggest named events
- Hurricane Irma: 1 claim, $59K
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Baldwin itself: aid to households, or repair grants to the Town of Baldwin.
Hurricane Milton
Hurricane Helene
Hurricane Ian
Hurricane Irma
Hurricane Matthew
Tropical Storm Debby
Tropical Storm Fay
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
How to read this page
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.