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Natural hazards · Babson Park

Babson Park, FL natural hazards

Most of the natural-hazard damage FEMA expects in Babson Park comes from hurricanes, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Babson Park?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Babson Park to be higher than in 78% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes39%Inland flooding26%Cold waves12%Strong wind9%Everything else14%
By hazard

What Babson Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

39% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

26% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once a year in the area

Cold waves

12% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 4 times a year in the area

Strong wind

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Babson Park flood?

FEMA's records show no paid flood insurance claims in Babson Park.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Babson Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Polk County.
Disasters that hit Babson Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Babson Park itself: aid to households, or repair grants to Babson Park.

Brought FEMA money into Babson ParkDeclared for Polk County only
2024

Hurricane Milton

211 households applied for aid $118K aid approved
2022

Hurricane Ian

138 households applied for aid $104K aid approved
2017

Hurricane Irma

520 households applied for aid $279K aid approved
2008

Tropical Storm Fay

1 household applied for aid
2004

Hurricane Jeanne

193 households applied for aid $391K aid approved
2004

Hurricane Ivan

5 households applied for aid
2004

Hurricane Frances

133 households applied for aid $202K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

538 households applied for aid $552K aid approved
Polk County has had 34 natural disasters declared since 1953, most often hurricanes and fires.
Around Babson Park

Babson Park and the towns around it

Hillcrest Heights: High, mostly hurricanesFrostproof: High, mostly hurricanesCrooked Lake Park: Moderate, mostly hurricanesBabson Park: High, mostly hurricanes Babson ParkHillcrest HeightsFrostproof
Very lowLowModerateHighVery high
Babson Parkmostly hurricanesHigh
Hillcrest Heightsmostly hurricanesHigh
Frostproofmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Babson Park is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Babson Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to Babson Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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