Natural hazards · Auburndale

Auburndale, FL natural hazards

Most of the natural-hazard damage FEMA expects in Auburndale comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 2001. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Auburndale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburndale to be higher than in 65% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding28%Strong wind12%Tornadoes5%Everything else9%

By hazard

What Auburndale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

28% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Strong wind

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 56% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Auburndale flood?

Every paid claim on a federal flood insurance policy in Auburndale, from FEMA’s records.

8paid claims since 2001

$103Kpaid to owners

0homes flooded more than once

20012026

Biggest named events

Hurricane Jeanne: 3 claims, $35K
Hurricane Frances: 2 claims, $8K
Hurricane Irma: 1 claim, $44K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Auburndale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Polk County.

What’s been done with FEMA grants

2buildings retrofitted against wind

Disasters that hit Auburndale

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Auburndale itself: aid to households, or repair grants to the City of Auburndale.

Brought FEMA money into AuburndaleDeclared for Polk County only

2024

Hurricane Milton

3,367 households applied for aid $2.3M aid approved $355K to the City of Auburndale for repairs

2022

Hurricane Ian

3,086 households applied for aid $2.1M aid approved $539K to the City of Auburndale for repairs

2017

Hurricane Irma

4,363 households applied for aid $1.8M aid approved $686K to the City of Auburndale for repairs

2012

Tropical Storm Debby

36 households applied for aid $83K aid approved

2004

Hurricane Jeanne

2,671 households applied for aid $3.5M aid approved $311K to the City of Auburndale for repairs

2004

Hurricane Ivan

32 households applied for aid $1K aid approved

2004

Hurricane Frances

865 households applied for aid $953K aid approved $109K to the City of Auburndale for repairs

2004

Tropical Storm Bonnie and Hurricane Charley

863 households applied for aid $740K aid approved $140K to the City of Auburndale for repairs

Polk County has had 34 natural disasters declared since 1953, most often hurricanes and fires.

Around Auburndale

Auburndale and the towns around it

Very lowLowModerateHighVery high

Lake Alfredmostly hurricanesHigh

Polk Citymostly hurricanesHigh

Fussels Cornermostly hurricanesHigh

Auburndalemostly hurricanesHigh

Inwoodmostly hurricanesHigh

Winter Havenmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburndale covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Auburndale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Auburndale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Auburndale total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.