Natural hazards · Archer

Archer, FL natural hazards

Most of the natural-hazard damage FEMA expects in Archer comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2005. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Archer?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Archer to be higher than in 76% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes33%Wildfire9%Tornadoes7%Everything else9%
By hazard

What Archer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once a year in the area

Hurricanes

33% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Wildfire

9% of expected damage
Well above average · higher than 96% of U.S. places

Tornadoes

7% of expected damage
Above average · higher than 54% of U.S. places
Recorded about once every 49 years in the area

Lower here

HailWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Archer flood?

Every paid claim on a federal flood insurance policy in Archer, from FEMA’s records.

1paid claims since 2005
$107Kpaid to owners
0homes flooded more than once
20052026

Biggest named events

  • Hurricane Wilma: 1 claim, $107K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Archer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Alachua County.
Disasters that hit Archer

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Archer itself: aid to households, or repair grants to the City of Archer.

Brought FEMA money into ArcherDeclared for Alachua County only
2024

Hurricane Milton

6 households applied for aid
2024

Hurricane Helene

468 households applied for aid $553K aid approved $8K to the City of Archer for repairs
2024

Hurricane Debby

162 households applied for aid $228K aid approved
2023

Hurricane Idalia

27 households applied for aid $14K aid approved
2017

Hurricane Irma

1,026 households applied for aid $363K aid approved $8K to the City of Archer for repairs
2016

Hurricane Hermine

3 households applied for aid $4K aid approved
2008

Tropical Storm Fay

4 households applied for aid $893 aid approved
2004

Hurricane Jeanne

158 households applied for aid $125K aid approved $344K to the City of Archer for repairs
2004

Hurricane Frances

326 households applied for aid $228K aid approved $23K to the City of Archer for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

3 households applied for aid $861 aid approved
Alachua County has had 28 natural disasters declared since 1953, most often hurricanes and fires.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Archer is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Archer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Archer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01