Anna Maria, FL natural hazards
Most of the natural-hazard damage FEMA expects in Anna Maria comes from coastal flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1,074 claims here since 1979. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Anna Maria?
FEMA expects yearly storm and flood damage to homes and buildings in Anna Maria to be higher than in 98% of U.S. communities, mostly from coastal flooding and hurricanes.
What Anna Maria faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Coastal flooding
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Anna Maria flood?
Every paid claim on a federal flood insurance policy in Anna Maria, from FEMA’s records.
Biggest named events
- Hurricane Helene: 750 claims, $65.6M
- Hurricane Elena: 51 claims, $351K
- The 'No-Name Storm': 39 claims, $93K
Homes that flooded again and again
Each house = 2 homes. ■ FEMA “severe repetitive loss” (14) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Anna Maria itself: aid to households, or repair grants to the City of Anna Maria.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Ian
Hurricane Irma
Tropical Storm Debby
Hurricane Jeanne
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Severe Storms, Tornadoes and Flooding Associated With Tropical Storm Gabrielle
How to read this page
FEMA’s expected losses across Anna Maria total about $4.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.