Natural hazards · Andrews

Andrews, FL natural hazards

Most of the natural-hazard damage FEMA expects in Andrews comes from hurricanes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Andrews?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Andrews to be higher than in 74% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes40%Inland flooding31%Cold waves9%Tornadoes7%Lightning6%Everything else8%

By hazard

What Andrews faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

40% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

31% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 52% of U.S. places

Lightning

6% of expected damage

Well above average · higher than 89% of U.S. places

Lower here

HailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingIce stormsAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Andrews flood?

FEMA's records show no paid flood insurance claims in Andrews.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Andrews isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Levy County.

Disasters that hit Andrews

Federal disasters declared here

None of the disasters declared for Levy County shows FEMA aid or repair money reaching Andrews itself in FEMA’s records.

Brought FEMA money into AndrewsDeclared for Levy County only

Levy County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Andrews

Andrews and the towns around it

Very lowLowModerateHighVery high

Andrewsmostly hurricanesHigh

Fanning Springsmostly hurricanesHigh

Chieflandmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Andrews is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Andrews’s own flood-insurance community; household aid to the registrant’s city; repair grants to Andrews. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.