Natural hazards · Allentown

Allentown, FL natural hazards

Most of the natural-hazard damage FEMA expects in Allentown comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 32 claims here since 1988.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Allentown?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Allentown to be higher than in 89% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes57%Inland flooding24%Tornadoes9%Everything else11%

By hazard

What Allentown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

57% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

24% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 17 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Allentown flood?

Every paid claim on a federal flood insurance policy in Allentown, from FEMA’s records.

32paid claims since 1988

$1.0Mpaid to owners

0homes flooded more than once

19882026

Biggest named events

Hurricane Georges (Panhandle): 7 claims, $142K
Hurricane Sally: 7 claims, $428K
Hurricane Opal: 4 claims, $88K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Allentown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Santa Rosa County.

Disasters that hit Allentown

Federal disasters declared here

None of the disasters declared for Santa Rosa County shows FEMA aid or repair money reaching Allentown itself in FEMA’s records.

Brought FEMA money into AllentownDeclared for Santa Rosa County only

Santa Rosa County has had 36 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Allentown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Allentown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Allentown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Allentown total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.