Alachua, FL natural hazards
Most of the natural-hazard damage FEMA expects in Alachua comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 20 claims here since 1998. 9 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Alachua?
FEMA expects yearly storm and flood damage to homes and buildings in Alachua to be higher than in 68% of U.S. communities, mostly from inland flooding and hurricanes.
What Alachua faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Wildfire
Tornadoes
Lower here
Not a risk here
Does Alachua flood?
Every paid claim on a federal flood insurance policy in Alachua, from FEMA’s records.
Biggest named events
- Hurricane Irma: 9 claims, $583K
- Hurricane Elsa: 4 claims, $194K
- Hurricane Frances: 2 claims, $112K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
9 federal disasters brought FEMA money here
Disasters the President declared that paid out in Alachua itself: aid to households, or repair grants to the City of Alachua.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Ian
Hurricane Irma
Tropical Storm Fay
Hurricane Jeanne
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Alachua and the towns around it
How to read this page
FEMA’s expected losses across Alachua total about $4.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.