Natural hazards · St. Georges

St. Georges, DE natural hazards

Most of the natural-hazard damage FEMA expects in St. Georges comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Georges?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Georges to be higher than in 41% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding60%Coastal flooding22%Everything else18%

By hazard

What St. Georges faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 7 times a year in the area

Coastal flooding

22% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Georges flood?

FEMA's records show no paid flood insurance claims in St. Georges.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Georges isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Castle County.

Disasters that hit St. Georges

Federal disasters declared here

None of the disasters declared for New Castle County shows FEMA aid or repair money reaching St. Georges itself in FEMA’s records.

Brought FEMA money into St. GeorgesDeclared for New Castle County only

New Castle County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Georges is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Georges’s own flood-insurance community; household aid to the registrant’s city; repair grants to St. Georges. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.