Natural hazards · Odessa

Odessa, DE natural hazards

Most of the natural-hazard damage FEMA expects in Odessa comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2023. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Odessa?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Odessa to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding69%Coastal flooding6%Cold waves6%Everything else19%

By hazard

What Odessa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 7 times a year in the area

Coastal flooding

6% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Odessa flood?

Every paid claim on a federal flood insurance policy in Odessa, from FEMA’s records.

1paid claims since 2023

$3Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Odessa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: New Castle County.

Disasters that hit Odessa

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Odessa itself: aid to households, or repair grants to the Town of Odessa.

Brought FEMA money into OdessaDeclared for New Castle County only

2020

Tropical Storm Isaias

$9K to the Town of Odessa for repairs

2010

Severe Winter Storms and Snowstorms

$2K to the Town of Odessa for repairs

2003

Hurricane Isabel

1 household applied for aid $629 aid approved

2003

Snow

$2K to the Town of Odessa for repairs

New Castle County has had 14 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Odessa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Odessa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Odessa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.