Natural hazards · Long Neck

Long Neck, DE natural hazards

Most of the natural-hazard damage FEMA expects in Long Neck comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 21 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Neck?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Neck to be higher than in 33% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding30%Hurricanes30%Cold waves19%Coastal flooding14%Everything else8%

By hazard

What Long Neck faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 5 years in the area

Cold waves

19% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Coastal flooding

14% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Neck flood?

Every paid claim on a federal flood insurance policy in Long Neck, from FEMA’s records.

21paid claims since 1982

$119Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Sandy: 6 claims, $37K
2025-10-Nor'easter: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Long Neck isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sussex County.

Disasters that hit Long Neck

Federal disasters declared here

None of the disasters declared for Sussex County shows FEMA aid or repair money reaching Long Neck itself in FEMA’s records.

Brought FEMA money into Long NeckDeclared for Sussex County only

Sussex County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Neck covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Long Neck’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Long Neck. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Long Neck total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.