Waterford, CT housing market
The typical Waterford home is worth about $433,000, up 5.7% in a year, close to the Connecticut typical home. Homes typically sell in 14 days, a little above asking.
Home values, sales, trends and how Waterford compares with the towns next door — updated as new data is published.
Waterford at a glance
A balanced market
About 4.2 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Waterford | Connecticut |
|---|---|---|
| 2017 | $236,000 | $248,000 |
| 2018 | $246,000 | $256,000 |
| 2019 | $248,000 | $258,000 |
| 2020 | $251,000 | $264,000 |
| 2021 | $278,000 | $293,000 |
| 2022 | $311,000 | $326,000 |
| 2023 | $336,000 | $357,000 |
| 2024 | $372,000 | $395,000 |
| 2025 | $401,000 | $420,000 |
| 2026 | $420,000 | $438,000 |
| August 2026 | $433,000 | $451,000 |
Waterford and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Waterford | $433K | +5.7% | 14 | $104,820 |
| New London | $331K | +5.4% | 38 | $59,098 |
| East Lyme | $535K | +5.3% | — | $105,044 |
| Niantic | — | — | 13 | $81,250 |
| Montville | $366K | +6.7% | — | $96,454 |
| Ledyard | $419K | +7.8% | — | $107,975 |
| Conning Towers-Nautilus Park | — | — | — | $81,694 |
4.1 years of income
The typical Waterford home costs about 4.1 years of the town's median household income, less than across Connecticut (4.7 years).
How Waterford ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.