Natural hazards · Trumbull

Trumbull, CT natural hazards

Most of the natural-hazard damage FEMA expects in Trumbull comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 151 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trumbull?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trumbull to be higher than in 44% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding61%Hurricanes27%Everything else12%

By hazard

What Trumbull faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

27% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trumbull flood?

Every paid claim on a federal flood insurance policy in Trumbull, from FEMA’s records.

151paid claims since 1978

$1.1Mpaid to owners

29homes flooded more than once

19782026

Biggest named events

Not a named storm: 47 claims, $168K
Hurricane Irene: 5 claims, $34K
Hurricane Ida: 3 claims, $62K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Trumbull is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: .

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

2homes raised above flood level

Around Trumbull

Trumbull and the towns around it

Very lowLowModerateHighVery high

Bridgeportmostly inland floodingHigh

Fairfieldmostly inland floodingHigh

Stratfordmostly inland floodingHigh

Sheltonmostly inland floodingModerate

Trumbullmostly inland floodingModerate

Eastonmostly inland floodingLow

Monroemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trumbull covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Trumbull’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trumbull. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Trumbull total about $10.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.