Natural hazards · Suffield

Suffield, CT natural hazards

Most of the natural-hazard damage FEMA expects in Suffield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Suffield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Suffield to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding81%Hurricanes6%Everything else13%

By hazard

What Suffield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Suffield flood?

Every paid claim on a federal flood insurance policy in Suffield, from FEMA’s records.

4paid claims since 2011

$49Kpaid to owners

1homes flooded more than once

20112026

Biggest named events

December Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Suffield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Suffield

Suffield and the towns around it

Very lowLowModerateHighVery high

Suffieldmostly inland floodingHigh

Enfieldmostly inland floodingHigh

Agawam Townmostly inland floodingModerate

Granbymostly inland floodingModerate

Southwickmostly inland floodingModerate

Longmeadowmostly inland floodingModerate

East Granbymostly inland floodingLow

Windsor Locksmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Suffield covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Suffield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Suffield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Suffield total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.