Natural hazards · Simsbury

Simsbury, CT natural hazards

Most of the natural-hazard damage FEMA expects in Simsbury comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 73 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Simsbury?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Simsbury to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else17%

By hazard

What Simsbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Simsbury flood?

Every paid claim on a federal flood insurance policy in Simsbury, from FEMA’s records.

73paid claims since 1978

$627Kpaid to owners

11homes flooded more than once

19782026

Biggest named events

Not a named storm: 21 claims, $64K
Hurricane Irene: 11 claims, $223K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Simsbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

1homes raised above flood level

Around Simsbury

Simsbury and the towns around it

Very lowLowModerateHighVery high

Cantonmostly inland floodingHigh

Simsburymostly inland floodingHigh

Avonmostly inland floodingHigh

Granbymostly inland floodingModerate

Bloomfieldmostly inland floodingModerate

East Granbymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Simsbury covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Simsbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Simsbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Simsbury total about $8.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.