Natural hazards · Roxbury

Roxbury, CT natural hazards

Most of the natural-hazard damage FEMA expects in Roxbury comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roxbury?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roxbury to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes14%Everything else9%

By hazard

What Roxbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roxbury flood?

Every paid claim on a federal flood insurance policy in Roxbury, from FEMA’s records.

4paid claims since 1980

$13Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Hurricane Irene: 1 claim, $10K

of all homes
are insured

No community discount. Roxbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Roxbury

Roxbury and the towns around it

Very lowLowModerateHighVery high

Woodburymostly inland floodingHigh

Washingtonmostly inland floodingHigh

Roxburymostly inland floodingHigh

Southburymostly inland floodingModerate

Bridgewatermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roxbury covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Roxbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roxbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roxbury total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.