Natural hazards · Morris

Morris, CT natural hazards

Most of the natural-hazard damage FEMA expects in Morris comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 2005.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morris?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morris to be higher than in 49% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding67%Hurricanes19%Everything else14%

By hazard

What Morris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

19% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morris flood?

Every paid claim on a federal flood insurance policy in Morris, from FEMA’s records.

7paid claims since 2005

$318Kpaid to owners

1homes flooded more than once

20052026

Biggest named events

Hurricane Irene: 2 claims, $26K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Morris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Morris

Morris and the towns around it

Very lowLowModerateHighVery high

Thomastonmostly inland floodingVery high

Washingtonmostly inland floodingHigh

Litchfieldmostly inland floodingModerate

Watertownmostly inland floodingModerate

Morrismostly inland floodingModerate

Bethlehemmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morris covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Morris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Morris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Morris total about $780K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.