Natural hazards · Goshen

Goshen, CT natural hazards

Most of the natural-hazard damage FEMA expects in Goshen comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1991.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Goshen?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Goshen to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes12%Everything else12%

By hazard

What Goshen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Goshen flood?

Every paid claim on a federal flood insurance policy in Goshen, from FEMA’s records.

7paid claims since 1991

$56Kpaid to owners

0homes flooded more than once

19912026

of all homes
are insured

No community discount. Goshen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Goshen

Goshen and the towns around it

Very lowLowModerateHighVery high

Cornwallmostly inland floodingHigh

Torringtonmostly inland floodingHigh

Norfolkmostly inland floodingModerate

Litchfieldmostly inland floodingModerate

Goshenmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Goshen covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Goshen’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Goshen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Goshen total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.