Natural hazards · Fenwick

Fenwick, CT natural hazards

Most of the natural-hazard damage FEMA expects in Fenwick comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 6 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fenwick?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fenwick to be higher than in 48% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding49%Coastal flooding30%Hurricanes12%Everything else9%

By hazard

What Fenwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Coastal flooding

30% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fenwick flood?

Every paid claim on a federal flood insurance policy in Fenwick, from FEMA’s records.

6paid claims since 2010

$196Kpaid to owners

2homes flooded more than once

20102026

Biggest named events

Hurricane Sandy: 4 claims, $134K
March 2010 Nor'easter: 1 claim, $15K
Hurricane Irene: 1 claim, $47K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fenwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fenwick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fenwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Fenwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.