Natural hazards · Eastford

Eastford, CT natural hazards

Most of the natural-hazard damage FEMA expects in Eastford comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eastford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eastford to be higher than in 66% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding73%Hurricanes18%Everything else9%

By hazard

What Eastford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eastford flood?

Every paid claim on a federal flood insurance policy in Eastford, from FEMA’s records.

2paid claims since 1978

$12Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Eastford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Eastford

Eastford and the towns around it

Very lowLowModerateHighVery high

Eastfordmostly inland floodingHigh

Ashfordmostly inland floodingModerate

Woodstockmostly inland floodingModerate

Pomfretmostly inland floodingModerate

Hamptonmostly inland floodingModerate

Unionmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eastford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eastford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eastford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eastford total about $774K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.