Natural hazards · Barkhamsted

Barkhamsted, CT natural hazards

Most of the natural-hazard damage FEMA expects in Barkhamsted comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Barkhamsted?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barkhamsted to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes11%Everything else10%

By hazard

What Barkhamsted faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Barkhamsted flood?

FEMA's records show no paid flood insurance claims in Barkhamsted.

of all homes
are insured

No community discount. Barkhamsted isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Barkhamsted

Barkhamsted and the towns around it

Very lowLowModerateHighVery high

Winchestermostly inland floodingVery high

New Hartfordmostly inland floodingHigh

Barkhamstedmostly inland floodingHigh

Cantonmostly inland floodingHigh

Granbymostly inland floodingModerate

Hartlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barkhamsted covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Barkhamsted’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Barkhamsted. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Barkhamsted total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.