Compare towns
Waterville vs Olean vs Gerry vs Derby Line
Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..
What stands out worked out from the figures below
Waterville has the most expensive homes ($236k median).
Olean has the shortest commute (14 min average).
Gerry has the oldest population (median age 52.4).
Derby Line has the most people working from home (13.5%).
What matters to you?
Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.
| Measure | Waterville | Olean | Gerry | Derby Line |
|---|---|---|---|---|
| Your priorities | ||||
| People | ||||
| Population | 680Lowest |
13,738Highest |
1,668 |
783 |
| Growth since 20102010 → 2020 census | +1.9% U.S.: +7.4% |
-3.6% U.S.: +7.4% |
-6.5%Lowest U.S.: +7.4% |
+2.1%Highest U.S.: +7.4% |
| Median age | 49.1±8.2 26% above U.S. |
39±2.6Lowest about the U.S. average |
52.4±5.7Highest 35% above U.S. |
46.7±13.3 20% above U.S. |
| Gerry and Waterville are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Kids under 18 | 20.4%±8.2Lowest U.S.: 22% |
23.5%±2.9Highest U.S.: 22% |
20.9%±3.9 U.S.: 22% |
22.6%±8.2 U.S.: 22% |
| Olean and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Age 65+ | 14.4%±3.5Lowest U.S.: 17.2% |
19.1%±2.5 U.S.: 17.2% |
29.9%±3.1Highest U.S.: 17.2% |
24.9%±6.6 U.S.: 17.2% |
| Gerry and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Bachelor’s degree+adults 25+ | 32.1% U.S.: 35.7% |
29.9% U.S.: 35.7% |
23.4%Lowest U.S.: 35.7% |
35.2%Highest U.S.: 35.7% |
| Enrolled in collegeshare of residents | 5.3%±3.3Highest U.S.: 6.4% |
3.6%±1.1 U.S.: 6.4% |
3.4%±2.3Lowest U.S.: 6.4% |
3.4%±2.3Lowest U.S.: 6.4% |
| Waterville and Olean are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Cost of living | ||||
| Household incomemedian | $71,250±$27k 12% below U.S. |
$51,261±$7kLowest 37% below U.S. |
$68,667±$12k 15% below U.S. |
$71,518±$25kHighest 11% below U.S. |
| Derby Line and Waterville are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Home valuemedian, owner-occupied | $236,300±$15kHighest 29% below U.S. |
$86,100±$6kLowest 74% below U.S. |
$119,200±$10k 64% below U.S. |
$201,000±$52k 40% below U.S. |
| Waterville and Derby Line are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Rentmedian gross, monthly | $1,110±$93 21% below U.S. |
$794±$52Lowest 44% below U.S. |
$1,138±$260Highest 19% below U.S. |
$835±$334 41% below U.S. |
| Gerry and Waterville are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Property taxmedian, yearly | $3,957Highest 27% above U.S. |
$3,130 about the U.S. average |
$2,606Lowest 16% below U.S. |
$3,275 5% above U.S. |
| Renters paying 30%+of income on rent | 44.6%±27.2 U.S.: 51.1% |
52%±9.1 U.S.: 51.1% |
61.2%±16.1Highest U.S.: 51.1% |
35.4%±24.3Lowest U.S.: 51.1% |
| Gerry and Olean are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Below poverty line | 4.9%Lowest U.S.: 12.5% |
26.7%Highest U.S.: 12.5% |
9% U.S.: 12.5% |
7.3% U.S.: 12.5% |
| Housing | ||||
| Homeownersof occupied homes | 79.9% U.S.: 65.2% |
55.1%Lowest U.S.: 65.2% |
75.2% U.S.: 65.2% |
83%Highest U.S.: 65.2% |
| Typical home builtmedian year | 1972Highest 8 yrs older than U.S. |
1938Lowest 42 yrs older than U.S. |
1967 13 yrs older than U.S. |
1956 24 yrs older than U.S. |
| Getting to work | ||||
| Average commuteone way | 38 minHighest 42% above U.S. |
14 minLowest 45% below U.S. |
27 min about the U.S. average |
24 min 8% below U.S. |
| Work from home | 8.5%±3 U.S.: 15.1% |
8.4%±2.6 U.S.: 15.1% |
6.2%±4.2Lowest U.S.: 15.1% |
13.5%±9.8Highest U.S.: 15.1% |
| Derby Line and Waterville are within the Census margin of error here, so we can’t say which is really higher. | ||||
| Schools | ||||
| Public school scoresrank in state, math + reading | — | #337 of 484 in NY | — | — |
| School district | Lamoille North Modified Union School District #058A | OLEAN CITY SCHOOL DISTRICT | CASSADAGA VALLEY CENTRAL SCHOOL DISTRICT | — |
| High school in town | None in town | OLEAN SENIOR HIGH SCHOOL | CASSADAGA VALLEY MIDDLE/HIGH SCHOOL | — |
| Students per teacherat that high school | — | 12.2Highest |
8.7Lowest |
— |
| On TownTapestry | ||||
| Old photos in History | None yet | None yet | None yet | None yet |
U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.