Compare towns

Waterville vs Olean vs Derby Line

Cost, people, housing, commute and schools, side by side, each benchmarked against the U.S..

What stands out worked out from the figures below

Waterville has the most expensive homes ($236k median).
Olean has the most affordable homes ($86k median).
Derby Line has the most people working from home (13.5%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureWatervilleOleanDerby Line
People
Population
680Lowest
13,738Highest
783
Growth since 20102010 → 2020 census
+1.9%
U.S.: +7.4%
-3.6%Lowest
U.S.: +7.4%
+2.1%Highest
U.S.: +7.4%
Median age
49.1±8.2Highest
26% above U.S.
39±2.6Lowest
about the U.S. average
46.7±13.3
20% above U.S.
Waterville and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
20.4%±8.2Lowest
U.S.: 22%
23.5%±2.9Highest
U.S.: 22%
22.6%±8.2
U.S.: 22%
Olean and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
14.4%±3.5Lowest
U.S.: 17.2%
19.1%±2.5
U.S.: 17.2%
24.9%±6.6Highest
U.S.: 17.2%
Derby Line and Olean are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
32.1%
U.S.: 35.7%
29.9%Lowest
U.S.: 35.7%
35.2%Highest
U.S.: 35.7%
Enrolled in collegeshare of residents
5.3%±3.3Highest
U.S.: 6.4%
3.6%±1.1
U.S.: 6.4%
3.4%±2.3Lowest
U.S.: 6.4%
Waterville and Olean are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$71,250±$27k
12% below U.S.
$51,261±$7kLowest
37% below U.S.
$71,518±$25kHighest
11% below U.S.
Derby Line and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied
$236,300±$15kHighest
29% below U.S.
$86,100±$6kLowest
74% below U.S.
$201,000±$52k
40% below U.S.
Waterville and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Rentmedian gross, monthly
$1,110±$93Highest
21% below U.S.
$794±$52Lowest
44% below U.S.
$835±$334
41% below U.S.
Waterville and Derby Line are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$3,957Highest
27% above U.S.
$3,130Lowest
about the U.S. average
$3,275
5% above U.S.
Renters paying 30%+of income on rent
44.6%±27.2
U.S.: 51.1%
52%±9.1Highest
U.S.: 51.1%
35.4%±24.3Lowest
U.S.: 51.1%
Olean and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
4.9%Lowest
U.S.: 12.5%
26.7%Highest
U.S.: 12.5%
7.3%
U.S.: 12.5%
Housing
Homeownersof occupied homes
79.9%
U.S.: 65.2%
55.1%Lowest
U.S.: 65.2%
83%Highest
U.S.: 65.2%
Typical home builtmedian year
1972Highest
8 yrs older than U.S.
1938Lowest
42 yrs older than U.S.
1956
24 yrs older than U.S.
Getting to work
Average commuteone way
38 minHighest
42% above U.S.
14 minLowest
45% below U.S.
24 min
8% below U.S.
Work from home
8.5%±3
U.S.: 15.1%
8.4%±2.6Lowest
U.S.: 15.1%
13.5%±9.8Highest
U.S.: 15.1%
Derby Line and Waterville are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading — #337 of 484 in NY —
School district Lamoille North Modified Union School District #058A OLEAN CITY SCHOOL DISTRICT —
High school in town None in town OLEAN SENIOR HIGH SCHOOL —
Students per teacherat that high school —
12.2
—
On TownTapestry
Old photos in History None yet None yet None yet

U.S. average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.