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Waterford vs Exeter

129 miles apart. The biggest differences: jobs per worker (4.1× in Exeter) and home values (+31% in Waterford).

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Waterford, CAHomes around $428KCalifornia · 9,204 people
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Exeter, CAHomes around $388KCalifornia · 10,258 people
Where each one shines

Two towns, two different strengths

What each town does better than most of its state (not better than each other). Tap one to see the page behind it.

The biggest differences

Where they part ways

The rows below where the towns are furthest apart, beyond the Census margin of error. The full table is further down.

★ What stands out · Report cards

Exeter places higher on 14 of 20 CA lists

Our letter grades for safety, schools and health, then every California ranking list both towns are on. A grade is one measure; read the page behind it.

Monthly cost

A typical home costs $230 more a month in Waterford

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Waterford$2,520/mo
Typical home $428K (Zillow) · tax rate 0.78% · or rent about $1,620/mo · Housing →
Exeter$2,290/mo
Typical home $388K (Zillow) · tax rate 0.79% · or rent about $1,286/mo · Housing →

The difference: $230 a month, about $2,800 a year, between Waterford and Exeter.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons
WaterfordExeter
Snow a year0″0″
January low42°F37°F
July high93°F96°F
Growing season (days)351d284d
Hazard risk (U.S. pctl)72nd37th
Outdoors & history
WaterfordExeter
Trails2 mi3 mi
Conserved land2.1%3.2%
Settled1969—
National Register places—1
Archive photos311
Famous people born here—9
Community
WaterfordExeter
Library hours a week31 hrs26 hrs
Posts this month00
Neighbors joined00

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

129 miles apart

Straight-line miles between town centers.

Waterford ↔ Exeter129 miles apart
Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

WaterfordExeter
People
Population 9,204Lowest 10,258Highest
Growth since 20102010 → 2020 census +7.9%Highest CA: +6.1% -0.1%Lowest CA: +6.1%
Median age 31.7±4Lowest 16% below CA 34.8±2.8Highest 8% below CA
Exeter and Waterford are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18 27.7%±4.7Lowest CA: 22% 28.7%±4.8Highest CA: 22%
Exeter and Waterford are within the Census margin of error here, so we can’t say which is really higher.
Age 65+ 8%±1.9Lowest CA: 15.7% 13.9%±2.5Highest CA: 15.7%
Bachelor’s degree+adults 25+ 9.8%Lowest CA: 37.1% 13.9%Highest CA: 37.1%
Enrolled in collegeshare of residents 7.4%±2.5Highest CA: 7.6% 6.3%±1.9Lowest CA: 7.6%
Waterford and Exeter are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian $74,343±$19kLowest 25% below CA $75,769±$11kHighest 24% below CA
Exeter and Waterford are within the Census margin of error here, so we can’t say which is really higher.
Home valuemedian, owner-occupied $402,200±$20kHighest 45% below CA $307,600±$31kLowest 58% below CA
Rentmedian gross, monthly $1,620±$166Highest 20% below CA $1,286±$113Lowest 37% below CA
Property taxmedian, yearly $3,142Highest 39% below CA $2,418Lowest 53% below CA
Renters paying 30%+of income on rent 41.6%±12.8Lowest CA: 55.3% 44.2%±12.2Highest CA: 55.3%
Exeter and Waterford are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line 13.9%Lowest CA: 12% 14.2%Highest CA: 12%
Housing
Homeownersof occupied homes 55.8%Highest CA: 55.9% 54.7%Lowest CA: 55.9%
Typical home builtmedian year 1987Highest 11 yrs newer than CA 1979Lowest 3 yrs newer than CA
Getting to work
Average commuteone way 28 minHighest 4% below CA 21 minLowest 28% below CA
Work from home 4.8%±2.4Highest CA: 17.2% 3.4%±2Lowest CA: 17.2%
Waterford and Exeter are within the Census margin of error here, so we can’t say which is really higher.
Work in townworking residents 4.1%Lowest 11.7%Highest
Typical commute distancemedian, straight-line 14.8 miHighest 12.3 miLowest
Jobs per working residentover 1.5 = a job hub 0.23Lowest 0.95Highest
Top workplaceoutside town Modesto (17%)Visalia (27%)
Between these townsresidents who work in the others Few work in ExeterFew work in Waterford
Outdoors
Conserved landshare of the town 2.1%Lowest 3.2%Highest
Trailsmapped miles 1.6 miLowest 2.6 miHighest
Trail densitymiles per sq mi 0.7 miLowest 1.0 miHighest
Parks & preservesnamed on the map 2Lowest 4Highest
Street connectivityintersections per sq mi, a walkability measure 81.0Lowest 118Highest
Schools
Public school scoresrank in state, math + reading #199 of 574 in CA—
School district Waterford UnifiedExeter Unified
High school in town Waterford HighExeter Union High
Students per teacherat that high school 19.2Lowest 24.0Highest
California average“±” Census margin of errorACS 2020–2024
Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Waterford neighborsTown Square →

Your question goes to Waterford’s Town Square.

Exeter neighborsTown Square →

Your question goes to Exeter’s Town Square.

Add a town

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Towns like Waterford

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

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