Natural hazards · Exeter

Exeter, CA natural hazards

Most of the natural-hazard damage FEMA expects in Exeter comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1986. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Exeter?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Exeter to be higher than in 37% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding55%Earthquakes24%Heat waves19%Everything else3%

By hazard

What Exeter faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 82% of U.S. places

Heat waves

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 11 times a year in the area

Lower here

TornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Exeter flood?

Every paid claim on a federal flood insurance policy in Exeter, from FEMA’s records.

3paid claims since 1986

$23Kpaid to owners

1homes flooded more than once

19862026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Exeter isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tulare County.

Disasters that hit Exeter

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Exeter itself: aid to households, or repair grants to the City of Exeter.

Brought FEMA money into ExeterDeclared for Tulare County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

143 households applied for aid $627K aid approved

2020

Wildfires

9 households applied for aid

Tulare County has had 21 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Exeter covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Exeter’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Exeter. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Exeter total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.