Compare towns

Ware vs Ludlow vs Ware vs Belchertown

Cost, people, housing, commute and schools, side by side, each benchmarked against Massachusetts.

What stands out worked out from the figures below

Ludlow has the shortest commute (20 min average).
Ware has the most renters (42.6% rent).
Belchertown has grown the fastest since 2010 (+4.8%).

What matters to you?

Pick a few. We’ll pull those rows to the top and mark which town comes out ahead on each. There’s no overall score: what matters is up to you.

MeasureWareLudlowWareBelchertown
People
Population
10,048
20,904Highest
6,369Lowest
15,393
Growth since 20102010 → 2020 census
+2%
MA: +7.4%
-0.5%Lowest
MA: +7.4%
+1.6%
MA: +7.4%
+4.8%Highest
MA: +7.4%
Median age
43.1±4.7
8% above MA
44.3±1.8Highest
11% above MA
39.8±6Lowest
about the MA average
43.9±1.6
10% above MA
Ludlow and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Kids under 18
19.1%±3.5
MA: 19.4%
16.4%±2.4Lowest
MA: 19.4%
23.3%±4.4Highest
MA: 19.4%
19.5%±2.9
MA: 19.4%
Ware and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Age 65+
20.6%±3.4
MA: 17.9%
21.8%±2.5Highest
MA: 17.9%
17.4%±3.9Lowest
MA: 17.9%
21%±2.4
MA: 17.9%
Ludlow and Belchertown are within the Census margin of error here, so we can’t say which is really higher.
Bachelor’s degree+adults 25+
24%
MA: 47.3%
27%
MA: 47.3%
15.4%Lowest
MA: 47.3%
47.3%Highest
MA: 47.3%
Enrolled in collegeshare of residents
4.4%±2.2
MA: 7.9%
5.2%±1.7
MA: 7.9%
3.7%±1.9Lowest
MA: 7.9%
6.7%±1.8Highest
MA: 7.9%
Belchertown and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Cost of living
Household incomemedian
$67,475±$15k
35% below MA
$84,838±$7k
18% below MA
$45,158±$11kLowest
57% below MA
$108,068±$15kHighest
4% above MA
Home valuemedian, owner-occupied
$289,700±$28k
48% below MA
$335,300±$10k
40% below MA
$253,400±$31kLowest
55% below MA
$371,300±$12kHighest
34% below MA
Rentmedian gross, monthly
$1,043±$109
41% below MA
$1,223±$82
31% below MA
$1,039±$104Lowest
41% below MA
$1,292±$230Highest
27% below MA
Belchertown and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Property taxmedian, yearly
$4,237
29% below MA
$4,918
18% below MA
$3,408Lowest
43% below MA
$5,810Highest
3% below MA
Renters paying 30%+of income on rent
64.3%±16.2
MA: 51.8%
50.7%±9.5Lowest
MA: 51.8%
64.5%±17.3Highest
MA: 51.8%
57.4%±21.8
MA: 51.8%
Ware and Ware are within the Census margin of error here, so we can’t say which is really higher.
Below poverty line
11.8%
MA: 10%
6.8%Lowest
MA: 10%
14.1%Highest
MA: 10%
8.5%
MA: 10%
Housing
Homeownersof occupied homes
72.3%
MA: 62.5%
77.5%
MA: 62.5%
57.4%Lowest
MA: 62.5%
87.1%Highest
MA: 62.5%
Typical home builtmedian year
1960
4 yrs older than MA
1964
same as MA
1938Lowest
26 yrs older than MA
1984Highest
20 yrs newer than MA
Getting to work
Average commuteone way
28 min
about the MA average
20 minLowest
31% below MA
27 min
9% below MA
29 minHighest
about the MA average
Work from home
12.3%±3.8Lowest
MA: 18.6%
14%±3.4
MA: 18.6%
16.6%±5Highest
MA: 18.6%
14%±3.3
MA: 18.6%
Ware and Ludlow are within the Census margin of error here, so we can’t say which is really higher.
Schools
Public school scoresrank in state, math + reading #267 of 282 in MA #154 of 282 in MA #267 of 282 in MA #168 of 282 in MA
School district Ware Ludlow — Belchertown
High school in town Ware Junior/Senior High School Ludlow Senior High — Belchertown High
Students per teacherat that high school
11.1Lowest
11.1Lowest
—
11.9Highest
On TownTapestry
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MA average · Sources: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024; 2010 & 2020 decennial census; NCES Common Core of Data. “±” is the Census margin of error. Property tax is top-coded by the Census at $10,000+. School rank compares math and reading proficiency against the state average.